NRI Home Loan FinLabs
Ideate Systems
NRI Home Loan FinLabs
NRI Home Loans - Unlocking Indian Real Estate Opportunities
Secure financing for your dream home with our Home Purchase Loan, tailored for buying ready or under-construction residential properties. Whether it’s an apartment, independent bungalow, or a row house, we partner with major lenders like HDFC, SBI, Axis Bank, ICICI Bank, Kotak Mahindra Bank, Yes Bank, and more to make your home ownership journey seamless.
Explore the charm of existing homes with our Resale Property Purchase loan. Acquire funding for buying pre-owned residential properties, ensuring a hassle-free process with competitive terms and support from our trusted lending partners.
Optimize your home loan with our Balance Transfer & Top Up solution. Seamlessly transfer your existing home loan to a different lender while unlocking additional funds for various needs, including property extension, home renovation, or personal use. Enjoy flexible terms and competitive rates with top financiers like Axis Bank, ICICI Bank, HDFC, and more.
Embark on the journey of building your dream home with our Self Construction loan. Secure financing for constructing new residential properties, such as bungalows or row houses, and enjoy the support of reputable lenders like SBI, HDFC, ICICI, Axis Bank, IDBI Bank, PNB, Andhra Bank, and others.
Enhance the comfort and value of your existing home with our Home Improvement/ Extension Loan. Finance upgrades, renovations, or extensions effortlessly, ensuring your residence aligns with your evolving lifestyle. Our lending partners offer competitive terms and quick approvals.
Realize your vision of building on your terms with our Land Purchase loan. Secure funding for purchasing land and lay the foundation for your dream home. Trust in our partnerships with banks and NBFCs to facilitate a smooth land acquisition process.
Documents Required
| Documentation Required for NRI Home Loan | Additional Documents Required for NRI Home Loans |
|---|---|
| Complete home loan application form | A copy of your passport and visa. |
| Valid work permit | A copy of the appointment letter and contract. |
| Latest salary slip for last six months | Bank account statement / passbook for the last six months. |
| Overseas bank a/c statement for the period of latest last 6 months with salary credits. | A copy of the labour card/identity card. |
| Residence proof (Local and overseas). | Proof of income in case of self employed professionals / businessmen. |
| Photograph (passport size). | Income details in case employed in the merchant navy. |
| Copy of degree as qualification proof. | Copy of local income tax returns filed in the country of residence. |
| For purchase of flat- construction agreement, allotment letter, copy of approved plan, estimates-payment schedule, undertaking from the builder. | International Contract slip with income details in case employed in the merchant navy. |
| Sale Deed / Agreement for Sale. | Power of attorney in favour of local representative in India. |
| Details of previous employment. | Bankers sign verification. |
| Document Type | Required Document |
|---|---|
| Identity Proof | Valid Passport copy/Valid driving license copy/Adhar Card |
| Residence Proof | Ration card copy/ electricity bill/passport copy |
| Signature Proof | Pan card copy |
| Date for birth proof | Valid Passport copy |
| Financial Documents for processing |
|
| Document Type | Required Document |
|---|---|
| Identity Proof | Valid Passport copy/Valid driving license copy/Adhar Card |
| Residence Proof | Ration card copy/ electricity bill/passport copy |
| Signature Proof | Pan card copy |
| Date for birth proof | Valid Passport copy |
| Proof of office address | Electricity bill/ telephone bill |
| Proof of Business | Shop & establishment Act (as applicable in your state) |
| Financial Documents for processing |
|