NRI Commercial Property Loan FinLabs
Ideate Systems
NRI Commercial Property Loan FinLabs
Empowering Your Commercial Property Acquisition with FinLabs
Types of Loan Against Property (LAP) Loans
Leverage the value of your self-occupied residential property with a Loan Against Residential Property. Preferred by both salaried and self-employed individuals, lenders like HDFC Bank, ICICI Bank, Axis Bank, SBI, and Kotak Mahindra Bank offer competitive rates with a loan-to-valuation ratio of up to 70%.
Traders and service providers can fulfill urgent fund requirements by opting for a Loan Against Commercial Property. Maintain business operations while using the property as collateral. HDFC Bank, ICICI Bank, Axis Bank, SBI, Kotak Mahindra Bank, Capital First, and Edelweiss Capital are leading providers with a loan-to-valuation ratio of up to 70%.
Unlock funds for business expansion, factory renovation, or machinery purchase with a Loan Against Industrial Property. Offer your manufacturing unit, industrial land, or workshop as collateral. Kotak Mahindra Bank, Edelweiss Capital, HDFC Bank, IIFL, Aditya Birla Finance, and SBI are prominent providers with a loan-to-valuation ratio of up to 60%.
Secure a Loan Against Property Loan by mortgaging non-agricultural plots for business or personal needs. Leading providers like IIFL, Kotak Mahindra Bank, SBI, and Edelweiss Capital offer a loan-to-valuation ratio of up to 50%.
Doctors and hospital owners can access funds by opting for a Loan Against Hospital Properties. HDFC Bank, Kotak Mahindra Bank, Edelweiss Capital, Reliance Capital, IIFL, and SBI offer loans with a loan-to-valuation ratio of up to 50%.
Banks and NBFCs provide Loan Against Property options for properties used as private schools or colleges. Access funds with a loan-to-valuation ratio of up to 50%.
Documents Required
- Application form duly signed with passport size photographs.
- Identity proof (PAN card, Driving license, Aadhaar card etc.)
- Residence proof (Utility bill/electricity bill).
- Application form duly signed with passport size photographs.
- Identity Salary slips of last 3 months.
- Last 1 year bank statement.
- Cheque of processing fee.
- Income tax return/Form 16 of last 3 years.
- Loan sanction letter if any.
- Papers of property/Draft agreement.
- proof (PAN card, Driving license, Aadhaar card etc.)
- Residence proof (Utility bill/electricity bill).
- Office proof (electricity bill etc.)
- Last 1 year bank statement.
- Cheque of processing fee.
- Loan sanction letter if any.
- Last 3 Years Income Tax Returns with Computation of Income.
- Last 3 Years CA Certified / Audited Balance Sheet and Profit & Loss Account.
- MOA /AOA in case of PVT ltd companies.
- Partnership deed if any.
- Creditor list of last 1 year.
- Papers of property/Draft agreement.