• Shivajinagar, Pune, Maharashtra 411005

Home Loan

  HomeFinLabs  /  Home Loan
Home Loan FinLabs Ideate Systems

Home Loan FinLabs

Diverse Home Financing Solutions

Explore a range of tailored financing solutions to make your homeownership dreams a reality. From securing your ideal home with the Home Loan to transforming existing properties through Home Improvement and Extension Loans, our offerings cover every aspect. Whether it's the charm of a Resale Property, the excitement of Self Construction, or the vision of Land Purchase, we've partnered with trusted lenders to provide seamless and flexible options. Optimize your mortgage journey with Balance Transfer & Top Up solutions, ensuring you have the support you need at every step of your homeownership adventure.

Secure financing for your dream home with our Home Purchase Loan, tailored for buying ready or under-construction residential properties. Whether it’s an apartment, independent bungalow, or a row house, we partner with major lenders like HDFC, SBI, Axis Bank, ICICI Bank, Kotak Mahindra Bank, Yes Bank, and more to make your home ownership journey seamless.

Explore the charm of existing homes with our Resale Property Purchase loan. Acquire funding for buying pre-owned residential properties, ensuring a hassle-free process with competitive terms and support from our trusted lending partners.

Optimize your home loan with our Balance Transfer & Top Up solution. Seamlessly transfer your existing home loan to a different lender while unlocking additional funds for various needs, including property extension, home renovation, or personal use. Enjoy flexible terms and competitive rates with top financiers like Axis Bank, ICICI Bank, HDFC, and more.

Embark on the journey of building your dream home with our Self Construction loan. Secure financing for constructing new residential properties, such as bungalows or row houses, and enjoy the support of reputable lenders like SBI, HDFC, ICICI, Axis Bank, IDBI Bank, PNB, Andhra Bank, and others.

Enhance the comfort and value of your existing home with our Home Improvement/ Extension Loan. Finance upgrades, renovations, or extensions effortlessly, ensuring your residence aligns with your evolving lifestyle. Our lending partners offer competitive terms and quick approvals.

Realize your vision of building on your terms with our Land Purchase loan. Secure funding for purchasing land and lay the foundation for your dream home. Trust in our partnerships with banks and NBFCs to facilitate a smooth land acquisition process.

Documents Required

Document TypeRequired Document
Identity ProofValid Passport copy/Valid driving license copy/Adhar Card
Residence ProofRation card copy/ electricity bill/passport copy
Signature ProofPan card copy
Date for birth proofValid Passport copy
Financial Documents for processing
  • Salary slips for the latest 3 months
  • Form No-16/TDS certificate for the latest 2 financial years
  • Income Tax return of the last 2 years (some banks may only require either Form 16 or Income tax return)
  • Bank statement of the last 12 months from your salary account
  • Sanction letter and Repayment track of all the running loans
  • Copy of property documents

Document TypeRequired Document
Identity ProofValid Passport copy/Valid driving license copy/Adhar Card
Residence ProofRation card copy/ electricity bill/passport copy
Signature ProofPan card copy
Date for birth proofValid Passport copy
Proof of office addressElectricity bill/ telephone bill
Proof of BusinessShop & establishment Act (as applicable in your state)
Financial Documents for processing
  • Latest 3 years audited report- including Balance sheet, Profit & loss account, list of creditors and debtors, all the schedules of balance sheet, form 3cb and 3cd etc.
  • Latest 3 years Income Tax Return
  • Latest 3 years’ computation of income
  • Latest 6 to 12 months’ bank statement of all your current and saving accounts
  • Sanction letter of all the running loan with repayment tracks
  • Closure letter of all the loans closed during last 12 months
  • Please note the below mentioned point if you own a private limited company or a partnership firm:
  • If you own a partnership firm, your loan financer will require the documents of your firm as well as your personal documents
  • If you own a private limited company, your home loan financer will require the documents of your company as well as your personal documents.
  • In addition to the above, your home loan financer may ask you for some additional documents as required based on your business profile and the loan application process.